Privacy Policy
Introduction
Financial Diary ("we", "us", or "our") is committed to protecting the privacy of our users ("you" or "your"). This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our mobile application (the "App"). By using the App, you agree to the collection and use of information in accordance with this policy.
Information We Collect
We may collect the following types of information when you use the App:
1. Personal Information
Personal information is data that can be used to identify or contact you. We may collect personal information from you when you:
- Create an account in the App
- Contact our customer support
- Participate in surveys or promotions
- Provide feedback about the App
The personal information we may collect includes, but is not limited to:
- Your name
- Email address
- Phone number (if provided)
2. Financial Information
Financial Diary allows you to track your financial activities. The financial information you choose to input into the App may include:
- Income details
- Expense records
- Savings information
- Investment details
- Budget information
- Financial goals
This financial information is entered voluntarily by you and is used solely for the purpose of providing the App's functionality.
3. Usage Data
When you use the App, we may automatically collect certain information about your device and usage patterns ("Usage Data"). This may include:
- Device model and operating system
- Unique device identifiers
- App version
- Usage statistics, such as features used and time spent in the App
- Crash reports and error logs
4. Location Information
Financial Diary does not collect precise location information about your device unless you explicitly grant permission. If you choose to enable location services for the App, we may collect and use your location information to provide location-based features, such as location tagging for expenses.
How We Use Your Information
We use the information we collect for the following purposes:
1. To Provide and Improve the App
We use your information to operate, maintain, and improve the App, including to:
- Provide the core functionality of the App
- Personalize your experience
- Develop new features and services
- Diagnose and fix technical issues
- Improve the App's performance and usability
2. To Communicate With You
We may use your contact information to:
- Respond to your inquiries and provide customer support
- Send you important updates about the App
- Notify you about changes to our policies
- Send you marketing communications, if you have opted in to receive them
3. To Protect Our Users and the App
We may use your information to:
- Detect and prevent fraud, unauthorized access, and other illegal activities
- Ensure compliance with applicable laws and regulations
- Protect the security and integrity of the App
4. For Analytics and Research
We may use Usage Data to analyze trends, track user behavior, and conduct research to improve the App and develop new features. This information is aggregated and anonymized, meaning it cannot be used to identify you personally.
How We Share Your Information
We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:
1. With Service Providers
We may share your information with third-party service providers who perform services on our behalf, such as:
- Cloud storage, hosting, and backup services
- Analytics providers
- Customer support services
These service providers are contractually obligated to protect your information and use it only for the purposes for which we disclose it to them.
2. For Legal Reasons
We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency). We may also disclose your information to protect our rights, privacy, safety, or property, or that of our users or others.
3. In Connection With a Business Transaction
If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice in the App of any such change in ownership or control of your personal information.
Data Security
We take the security of your information seriously and implement reasonable technical and organizational measures to protect your information from unauthorized access, use, or disclosure. These measures include:
- Encryption of data stored on your device and during transmission
- Secure authentication mechanisms
- Regular security updates and patches
- Access controls to limit who can access your information
However, no method of transmission over the Internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.
Data Retention
We will retain your personal information for as long as necessary to fulfill the purposes for which we collected it, including to comply with legal, accounting, or reporting requirements. When determining the retention period, we consider the amount, nature, and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure, the purposes for which we process the information, and whether we can achieve those purposes through other means.
If you delete your account, we will delete or anonymize your personal information, except to the extent we are required to retain it by law or for legitimate business purposes.
Your Rights and Choices
You have certain rights regarding your personal information, including the right to:
1. Access and Correction
You may access, review, and correct your personal information by logging into your account and accessing your profile settings. If you need assistance, please contact us at licairiji6299@163.com.
2. Deletion
You may request the deletion of your personal information by contacting us at licairiji6299@163.com. We will respond to your request within a reasonable timeframe and will delete your information, subject to any legal or contractual obligations to retain it.
3. Opt-Out of Marketing Communications
If you no longer wish to receive marketing communications from us, you may opt out by following the unsubscribe instructions in the emails we send or by contacting us at licairiji6299@163.com.
4. Location Information
You can control whether the App has access to your location information through your device's settings. Please note that disabling location services may affect certain features of the App.
Children's Privacy
The App is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13 without verification of parental consent, we will take steps to delete that information.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the bottom of this policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:
Email: licairiji6299@163.com
Last Updated: [Current Date]